PF & ESI Compliant
CTC Explained: Understanding Your True Salary in India
CTC (Cost to Company) is the total amount a company spends on an employee per year, including salary, allowances, and employer contributions. However, your actual in-hand salary is significantly less due to deductions like EPF, ESI, Professional Tax, and Income Tax. This guide breaks down exactly how CTC translates to your monthly take-home pay.
Key Features for India
CTC to In-Hand Breakdown
Automatically break down CTC into Basic, DA, HRA, Special Allowance, and show the actual in-hand salary after all deductions.
EPF & ESI Calculation
Employee Provident Fund (12% employee + 12% employer) and ESI contributions calculated per current EPFO/ESIC rules.
TDS (Tax Deducted at Source)
Income tax deducted at source using current slabs for both Old and New tax regimes. Section 80C and other exemptions supported.
State-wise Professional Tax
Professional tax calculated based on the employee's state of employment. Rates for Maharashtra, Karnataka, West Bengal, and more.
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